CITY OF CASPER EMPLOYEE BENEFITS
City of Casper employees that are in a full-time position receive a variety of benefits. They include health insurance, life insurance, vacation, paid holidays, disability leave, retirement and 457k plans. Summarized below are some key points.
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HEALTH INSURANCE
The City's health insurance plan is self-funded and administered by CNIC Health Solutions.
EMPLOYEE CONTRIBUTION TOWARD INSURANCE
Individual: $126.64 per month (City pays remaining $440.00)
Family: $302.10 per month (City pays remaining $993.00)
(Includes health and dental coverage)
DEDUCTIBLES
HEALTH
Individual: $500 per calendar year
Family: $500 per family member, per calendar year
Family maximum: $1,000
Copayment: 50/50 for costs up to $2,000; 100% thereafter
Maximum annual individual out-of-pocket: $1,500 (includes deductible)
Maximum annual family out-of-pocket: $3,000.00 (includes deductible)
DENTAL
Individual: $50 per calendar year
Family: $150 family aggregate
For additional information on the Health Insurance go to www.cnichs.com
For additional information on the Dental Insurance go to www.deltadental.com
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There is a minimum 30-day waiting period prior to benefits commencement. Coverage begins the first of the month following 30 full days of employment.
For example:
Date of hire: April 10
30th day: May 10
Coverage begins: June 1
The City of Casper complies with the Health Insurance Portability & Accountability Act (HIPAA).
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FLEXIBLE SPENDING PLAN
Optional enrollment beginning the first of the month following thirty (30) full days of employment.
Taken out of each paycheck, pre-tax:
Medical reimbursement plan up to $3,500 per calendar year
Dependent care reimbursement plan up to $5,000 per calendar year
Insurance premiums
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AFLAC
Supplemental insurance plans include accident/disability, cancer, hospital confinement, hospital sickness, etc.
These plans are offered to City employees to supplement the major medical health insurance plan administered by CNIC Health Solucations.
For additional information go to www.aflac.com
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VSP (Vision)
DEDUCTIBLES
Employee only: $10.31 per month
Employee 1 dependent: $14.52 per month
Family coverage: $26.04 per month
COPAYMENTS
$10.00 for exam
$25.00 for prescription glasses
No copays for contacts
For additional information go to www.vsp.com
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THREE TRAILS - EFAP
The Employee and Family Assistance Program (EFAP) emphasizes prevention and early intervention through counseling and education. Employees and family members who use the counseling office can be assured of receiving confidential assistance from professional counselors.
There is no cost to employees. Employees and family members are covered.
For additional information go to www.threetrailsefap.com
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LIFE INSURANCE
Employees receive life insurance equal to annual salary paid by City to a maximum of $32,000.
Employees may receive another increment equal to annual salary at their cost – 29 cents per $1,000 of salary per month; with optional life insurance; maximum $64,000.
Dependent coverage is available at 63 cents per month. Provides insurance of $2,000 on spouse and $1,000 on each dependent child.
For additional information go to www.lfg.com
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SHORT/LONG TERM DISABILITY INSURANCE
A group insurance policy for short/long term disability is provided by the City at no cost to employees.
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WYOMING RETIREMENT SYSTEM (WRS)
Non-sworn employee contributes 5.57%; City contributes 5.68%
Sworn police employee contributes 8.6%; City contributes 8.6%
Fire employee contributes 8.5%; City contributes 12%
**Participation required by State statute **
For additional information go to http://retirement.state.wy.us/
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PAID LEAVE, HOLIDAYS & VACATION TIME
Paid disability leave: 12 days annually
Holidays: 10 days annually
Vacation accrual rate is based on years of service.
0 through 4 years 10 days annually
5 through 9 years 15 days annually
10 through 14 years 20 days annually
15 through 19 years 22 days annually
20 years or more 25 days annually
Employees begin accumulating vacation from the first pay period. Vacation time can be used during the first year of service with permission of supervisor.
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457K PLAN
Employees have the ability to contribute up to $16,500 annually, tax deferred.
For additional information go to www.icma-rc.org